Mengidentifikasi kesempatan digitalisasi di seluruh proses bisnis perusahaan dan membuat dokumen kebutuhan bisnis untuk strategi implementasi teknis.

- Proven track record of personally leading a digitalization or process-transformation initiative end-to-end - Knowledge and experience in digital transformation within a financial institution - Strong technology fluency and awareness of current trends - Excellent interpersonal and stakeholder-management skills - Strong business and value-case literacy (cost-to-income, productivity, ROI) - Sound governance judgment — data privacy, model risk, cost thresholds